Everyone needs to have a vacation once in a while. That may be a good thing in itself, but saving up for it is a problem for some. While there are various loan options for vacations, some can harm your credit score, not to mention will rack you up more debt in the process. Vacation loans have similarities to personal loans. They are done by taking out an unsecured loan that can be paid monthly with interest. You will get the money from a bank through a check or...